On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.

Federal Deposit Insurance Corporation coverage protects your money at an insured bank up to $250,000 per depositor, per bank, per ownership category. That phrase is the one most people miss, and it is ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. Travis Hill, chairman of the Federal Deposit Insurance Corporation (FDIC), held a Board ...

The Independent Community Bankers of America, the trade association that markets itself as The Nation's Voice for Community Banks, is officially supporting the newest legislation to expand federal ...

If you’ve started building a CD ladder or locking in strong rates, you’ve probably wondered: How many CDs can you have at one bank? Can you open five? Ten? Twenty? Is there some limit banks don’t ...

If the beaten-down stock market has got you seeking a haven for your cash, there's some good news. The financial-system bailout legislation enacted last month boosted limits on federal insurance for ...

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...

When your savings balance climbs above $250,000, it's more than just a financial milestone -- it triggers a set of rules that determine how much of your money is actually protected. The Federal ...

There are plenty of ways that lawmakers could help community bankers. Raising federal deposit insurance limits by a factor of 40 isn't one of them, writes Jill Castilla, of Citizens Bank of Edmond.